No app to download, no account to create. Use the Mobile Money menu already on your phone.
Point your camera at the code to load the number into your dialer, then send.
Sending works across networks — you do not need an MTN SIM. Choose the menu that matches the SIM in your phone.
Pick an amount, copy the details, then paste them into your Mobile Money menu or send them to whoever is paying.
Type this into the reason field. It helps the recipient match your payment to you.
You enter it on your own keypad to approve a transfer. Anyone who asks for your PIN in a chat, call, or on a website is trying to take your money.
The confirmation screen shows the number and amount. Read it. If anything looks wrong, cancel instead of approving.
It is an instruction page. It cannot take money from you, it does not connect to your wallet, and it cannot confirm that a payment arrived.
Yes. Airtel Money's send-money option transfers to numbers on other networks, so dial *185# (or the shortcut *185*1#) and send to the same number. Bank apps that support sending to a mobile money wallet also work — check your bank's app for that option.
The network charges the standard sending fee for your amount, and your menu shows the charge on the confirmation screen before you approve. Menu access itself is free, and no data connection is needed.
You get a confirmation SMS within seconds, and so does the recipient. That SMS is the receipt — keep it. This page cannot check balances or confirm a transfer for you.
It's optional but helpful. If you type the reference into the reason field, the recipient can tell your payment apart from the others in their statement — especially useful if you're paying for something specific.
Mobile money transfers are generally final once approved. That's why the confirmation screen shows the number and amount before your PIN — read it every single time. If something goes wrong, contact your network's customer care immediately.
The code on this page contains only the phone number, so scanning it just loads the dialer. Never scan a QR code from an unverified source that claims to collect a payment.